OK... not what I wanted to find out so far, which is it wasn't what I thought it was.  I suppose the Internet is not the best resource for self-examination.   I was certain this lump was something trivial but after visiting the doctor and x-rays... I'm off to a specialist.  I'm just waiting on a call. 

What started off as no big deal is beginning to think I may need something invasive to get it out of me.  I'm sure good news and an answer are around the corner and I can tell you all about it.