Hi everyone.  I want to thank everyone for clicking on my Google ads at left.  So far in just shy of this first month, I've earned over $100.00 in ad revenue from my writings. 

I thank you for reading and clicking.  Please don't stop.  Never assume someone else is clicking.  You can always hit the back button.  Your money goes to a good cause!  My children.  No kidding.

Thank you.

Lars

If you know me, I think marriage is a sacred institution.  My own parents have been married over 50 years.  I hold them in high regard.  My mother retired from her work in great standing, my father is a Deacon at our small Baptist Church.   I only ever wanted to marry but one time.   I look at marriage not in a practical sense, but from a romantic point of view.   People stay married for the strangest of reasons.   I did.  But what I didn't consider was the financial benefits of marriage.  Well... not overtly...  

So on this wonderful Valentine's Day...  I offer to you you this very valuable peice of information and insight I've been sitting on for some time now.  Happy Valentine's Day lovers. :)

Marriage Beats the Market  

Divorce lawyers or counselors rarely advise their clients of the financial risks of divorce. Yet judging from a study by Jay Zagorsky, an economist at Ohio State University who measured how divorce reverses the substantial and positive annual yield that marriage exerts on one’s net worth, most married couples cannot even afford to divorce and rarely recover financially when they do.

Looking at data from the 1979 cohort of the National Longitudinal Survey of Youth, Zagorsky tracked the financial and marital status of more than 9,000 men and women between 1985, when they were in their twenties, and 2000, when they were in their early forties. He found that the average net worth of individuals who marry begins to climb rapidly in the second year of marriage and reaches nearly $43,000 in the tenth year of marriage. But among those who divorce, average net worth begins to fall in the four years prior to the divorce (which he attributes to the process of separation), bottoms out the year ...   more »

Happy Valentine's Day Josie.  My gift to you. ;)

I know... it's been a long time to have not used your name. 

It's a special day and you are a special lady.  You are down to earth, soft and real. 

"You take away the old, show me the new."

Happy Valentine's Day